Our Process

Our Process

What to expect

At Perspective, we take a consultative approach that usually takes place over the course of two to three meetings that cover the following ‘steps’:

Discovery. Our first meeting is simply us getting to know each other. I’ll ask you a series of questions about your current situation and future financial goals – and you can ask me any questions you may have. In other words, no pressure! If we decide to move forward, I will request a series of documents that will be necessary for building your customized financial plan.

Review & Recommendations. We’ll review your current financial plan and the goals you outlined in our discovery meeting. I will offer some recommendations based on the information you provided and explain our fee structure in detail so you have all the information you need to make your decision.

Becoming a client. Once you have decided to partner with Perspective, I will create your personalized plan, which I will present to you prior to implementing.

Becoming a client of ours marks the beginning of a long and collaborative relationship. We’ll touch base regularly so we can address – and anticipate – your needs as your goals and situation evolves. 

Here's how we can help:

  • Once we have a full understanding of what you want,
    we can begin designing a fully customized plan for your short- and long-term goals.

    Whether it's securing a comfortable retirement, paying for a child's education, purchasing a second home or just saving a bit more each month. We present our recommendations to you, answer any questions, consider alternatives and outline the steps needed to implement your plan.

  • Next, we put your financial plan into action.
    We select the specific account types, investment products and services identified in the design stage and build your portfolio to your specifications.

    We work closely with you to complete the necessary paperwork as quickly, efficiently and conveniently as possible to ensure the safe and fast transition of assets to your new account.

  • Once your plan is implemented
    We continually monitor the progress of your financial plan to ensure it keeps working for you

    But your involvement remains crucial. Should you experience in life change - marriage, birth, a new job, a new home - we can discuss how your changing situation impacts your financial plan, and the process begins anew. This is where we'll recommend - and make - any necessary adjustments to keep your plan moving forward.